Car Repo Lawyer Serving Hempfield
Flitter Milz, P.C.
Car repossession companies often don’t follow proper protocol. Repo agents may use tactics to wrongfully repossess vehicles. Lenders may send improper notices. Protect your rights by consulting with an experienced car repo lawyer serving Hempfield. Call us toll-free or fill out our form by clicking the CONTACT button to arrange a complimentary consultation.
Call Today At 866-259-0326
Why Choose Flitter Milz, P.C.?
The experienced team at Flitter Milz, P.C. aims to give our clients a voice against banks, lenders, credit bureaus and debt collectors, whether or not a payment has been missed. Our lawyers are leaders in the area of consumer law and uniquely qualified to demystify the legal maze of consumers’ rights. Many of the firm’s cases have brought groundbreaking court decisions regionally and nationwide. Our lawyers are asked to educate other lawyers, law students, judges, and other professionals on the intricacies of consumer protection law, regulations and developments.No-Cost Case Evaluation
At Flitter Milz, there is never a cost for consultation. Often, we will ask to review key documents from a transaction. If we believe you have a case, and you decide you’d like to work with us, there is generally no cost to pursue your case. Most consumer statutes provide for attorney fee-shifting, which means that fees for legal services are paid for by the party being sued. The lenders and repo agents will bring qualified lawyers to handle their case, make sure you have a skilled legal team on your side.Wrongful Auto Repossession
Our team has recovered tens of millions of dollars for consumers whose vehicles were wrongly repossessed. Banks, credit unions and finance companies bring their best lawyers to court—so should you!Repo Agent Violated Rights
Repo agents must handle repossessions according to state and federal laws, they do not have free rein to use physical force or to make threats. If you believe the agent violated your rights, get in contact with us as soon as possible.Law Enforcement Involvement in Vehicle Repossession
If law enforcement is called to the scene of a vehicle repossession by either the agent or the borrower, their job is to keep the peace and protect all parties present. Police are not there to help the repo agent or threaten arrest of the borrower—taking a side likely means the officer has crossed the line.Required Notices After Vehicle Repo
Following the repossession of a vehicle, the lender must send the borrower two notices: 1) a Notice of Intent to Sell Property with a specified period of time and terms to get the vehicle back and 2) a Deficiency Notice with confirmation of vehicle sale and remaining balance if any. Both of these notices should be evaluated by a legal team with wrongful repo experience.What Happens After Vehicle Repossession?
If your automobile has been repossessed, you should first contact your lender or local police to confirm that the vehicle was repossessed and not stolen and to get the name and location of the repo agent. Gather all the purchase and loan documents for your vehicle. After the repossession, the lender is required to promptly provide the borrower with a Repossession Notice (or ‘Notice of Intent to Sell Property’.) Document the scene with photos, video, evidence and witness statements if there was any altercation, police involvement or other Breach of the Peace.Finally, get a team on your side with over 30 years of experience in protecting consumer’s rights in the repossession process. When you contact us, we’ll provide you with a no cost case evaluation, and if we accept your case, there will be no out of pocket expense to you. Remember, even if you fell behind on your payments, you still have important legal rights, and the law still limits what the lender and the repo man can and must do.
Sued by Auto Lender Following Vehicle Repossession
If the bank or finance company feels there is still a balance due after the sale of a repossessed vehicle, the lender may choose to use a collection agency or collection law firm to pursue the remaining balance claimed. All collection contact from such firms must adhere to federal law and state laws restricting collection activity. These laws protect consumers from improper or overly aggressive collection tactics, whether or not the debt is owed.If the lender decides to file a lawsuit against you, do not ignore it. Not showing up in court could result in a default judgment ordered against you for the full balance sought. This would allow the lender to take steps to collect, such as attachment of bank accounts or placement of a lien on your property. Instead, hire a team that understands consumer rights and the laws surrounding vehicle repossessions to aggressively pursue your rights in court.
Representing Consumers Throughout Pennsylvania
Consumer Protection Lawyers
Flitter • Milz P.C.
450 N. Narberth Ave. Suite 101
Narberth, PA
19072